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What is a Health Savings Account

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Health Savings Account

Also known as an HSA, a Health Savings Account is paired with a Qualified High Deductible Health Insurance plan to allow a member to pay qualified medical expenses with pre-tax dollars. In order to be a Qualified High Deductible Insurance plan, each year the government determines a minimum deductible for individuals and families. The plan does not offer copayments; rather, medical claims will be applied to the member’s deductible. Certain claims, such as pharmaceutical, may be subject to a copayment after the deductible has been met.

Health Savings Account

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